Commercial Auto Insurance

Commercial auto insurance is designed to help cover vehicles used primarily for business purposes. Unlike personal auto insurance for vehicles used for personal reasons like commuting or leisure, commercial auto insurance can help protect businesses and their drivers from the unique risks associated with operating vehicles for business-related activities.

What Types of Vehicles Are Covered Under Commercial Auto Insurance?

Commercial auto insurance typically covers a wide range of company-owned vehicles including cars, vans, trucks, service vehicles and specialty vehicles.

In addition to state-mandated insurance, each vehicle type may have specific insurance requirements based on its use and the risks associated with its operation. Semi-trucks are also subject to federal insurance regulations.

What Does Commercial Auto Insurance Cover?

Commercial auto insurance can be tailored to meet your company’s unique needs. In general, commercial auto insurance may provide coverage for third-party property damage and injuries after a covered accident, up to the policy’s limits. It may also help pay to replace or repair the company vehicle. Your agent may recommend uninsured/underinsured motorist coverage, roadside assistance and cargo insurance, as well.

How to Get Commercial Auto Insurance

You can help protect your business assets and maintain operational continuity in the face of unexpected events on the road with appropriate commercial auto insurance. Contact Express-Way Auto Insurance Agency in Chicago, Illinois, to compare commercial auto insurance quotes.